PJP Health Agency: Defining a High Quality Health Insurance Plan

Established in 2008, PJP Health Agency offers a broad range of affordable healthcare plans to individuals, families, and small businesses. Some of these policies cost as little as $59.95 per month. Employing over 100 knowledgeable insurance specialists, PJP operates in more than 40 states across the nation and utilizes the latest in cutting-edge technology to facilitate quick and simple application and enrollment. Holding a firm commitment to customer service, PJP Health Agency will work with you to find a policy that ideally fits your medical and financial needs, coverage that can also lower out-of-pocket expenses related to vision and dental care, as well as prescription medication.

When you partner with PJP Health Agency, the company’s team of insurance experts will connect you with a top-rated provider in your area, taking the time to inform you about the protective options that you should expect to receive. If low premium payments are a priority, you might consider setting higher deductibles and co-payments, although this does increase the amount of money you pay out-of-pocket for regular doctor visits and minor emergencies. Lifetime payout caps also fall under the category of equating risk with cost. In general, you should select a plan with a lifetime payout of approximately $1 million, ensuring that your insurance company will equitably reimburse you in the event of a catastrophic illness.    

Renewable provisions are another important factor to consider before you purchase a health insurance plan. A renewable provision essentially functions as a non-cancellation guarantee from your provider. To prevent loss of coverage in the event of a serious illness, make sure the policy you select contains a renewable provision. Likewise, you should carefully assess your options regarding coverage for emergencies and pre-existing conditions, in addition to the number of prerequisites an insurance company requires from its customers. PJP Health Agency encourages you to take action today. Your healthy future depends on it.