As a financial holding company, Old Point Financial Corporation conducts its business through its two subsidiaries: Old Point Trust & Financial Services, N.A. and The Old Point National Bank of Phoebus. It currently holds its corporate office in Hampton, Virginia.
The bank is registered as an independent community bank that serves the areas of the Hampton Roads, which covers several counties. Its 18 branch offices are located in the Virginia Beach, James City County, Norfolk, Newport News, York County, Isle of Wight County, Hampton and in Chesapeake. It offers a wide range of consumer and business banking services. Some of the products offered by the company include deposit and cash management services, savings accounts and certificates of deposits, estate and trust administration, retirement plan administration, financial planning, investment management services and tax services, among others.
As of December 2014, the company has a total deposit of more than $720 million. Old Point Financial Corporation publicly trades on the NASDAQ Capital Market (OPOF).
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